Best Long Term Crypto for 2025

Long-term crypto investing requires identifying projects with solid fundamentals and growth potential. Patience and a well-researched strategy are essential for navigating market volatility.

Bitcoin is considered to be a digital store of value, whereas Ethereum is the backbone of the decentralized finance (DeFi) and non-fungible token (NFT) ecosystems.

We recommend conducting extensive research into factors such as market trends, technological developments, and regulatory changes before investing. While this article serves as a guide, it should not be considered investment advice. With that in mind, here are our top three picks, followed by detailed reviews and a list of pros and cons for each selection.

Methodology

How our crypto tax experts identified the best long term crypto

Our methodology for selecting the best long term crypto investments involves a thorough and unbiased evaluation by our team of crypto tax professionals. We aim to provide clear and transparent insights into our selection process, helping you make informed decisions about your long term crypto investments.

We begin by conducting extensive research on the cryptocurrency market, identifying cryptocurrencies with strong fundamentals and growth potential. Our evaluation criteria include technological innovation, market adoption, community support, and regulatory environment. We also consider real-world use cases and adoption trends to assess each cryptocurrency's practical value and long-term viability.

Our final selections are based on a comparative analysis of each cryptocurrency's potential risks and rewards. We strive to provide well-rounded recommendations that take into account the diverse needs and risk tolerances of long term investors. Our commitment to transparency and integrity ensures that our recommendations are solely based on the merits of the cryptocurrencies as long term investments.

Here are our top picks of the best long term crypto to invest in, with pros and cons and reviews to help guide your research. This does not constitute investment advice but is rather meant as a guide so you can make an informed decision. Always do your own research and understand the risks involved before investing in any cryptocurrency.

A long term crypto investment refers to the strategy of buying and holding a cryptocurrency for an extended period, typically several years but at least longer than one year, with the expectation that its value will increase over time. This approach is often based on the belief in the underlying technology and potential for widespread adoption.

Holding crypto long term can also result in significant tax benefits for US and other taxpayers, as long term crypto capital gains rates are generally more favorable and come into play after you hold an asset for a year.

Long term cryptocurrency investments offer several advantages:

• Potential for Substantial Returns: Historically, cryptocurrencies like Bitcoin and Ethereum have provided significant returns to long term investors.

• Reduced Impact of Short-Term Volatility: By holding investments for a longer period, investors can potentially weather short-term market fluctuations.

• Simplicity and Lower Transaction Costs: long term investing involves fewer transactions, resulting in lower fees and a more straightforward investment strategy.

• Lower Capital Gains Taxes: typically short term capital gains are taxed at a higher rate than long term capital gains. Learn how to calculate your crypto taxes, and make investment plans and imagine future gains with our free crypto profit calculator.

Popular “cheap” crypto to purchase now include meme tokens such as Doge, Shib, and Mog. That said, identifying the best "cheap" crypto to buy for long term investment requires looking beyond just the price per unit and considering the project's market capitalization and potential for growth.

If a given crypto appears to be “expensive” on a per unit basis, that does not mean it has less upside than a crypto that appears to be “cheap” because the units are cheap. In other words, a crypto priced at $1 may potentially go to $10, whereas a crypto priced at a penny may be overvalued and lose value.

Cryptocurrencies with a lower market cap but strong fundamentals and a clear use case might offer higher potential returns. It's important to conduct thorough research and consider factors such as the project's use case, team, technology, and market position.

In short, beware “unit bias” where you perceive a crypto to be “cheaper” because the unit price is lower. Market cap is generally a more important number than unit price in terms of potential growth for a given cryptocurrency.

When selecting the best long term crypto investments, consider the following criteria:

• Strong Fundamentals: Look for projects with solid technology, a clear use case, and a strong development team.

• Market Potential: Consider the potential for adoption and growth in the project's target market relative to its current market cap. Are there similar projects with a much higher market cap? If so, there may be significant long term upside.

• Community and Ecosystem: An engaged community can be a good indicator of a project's long term viability. Crypto is often driven by narrative, and a community will help push the story and make a case for investment to a wider audience.

• Risk Diversification: Spread your investments across different projects to mitigate risk. You may love a particular project, but to mitigate risk, spreading investments across assets is generally recommended.

You may also be interested in the best crypto to stake, as a long term passive income strategy.

Tax rates for cryptocurrency vary from region to region, and it's essential to be aware of the tax implications of your crypto investments. In many jurisdictions, profits from selling cryptocurrencies are subject to capital gains tax.

Keep complete records of transactions and consult a crypto tax professional to ensure compliance with local tax laws. When in doubt, consult one of our crypto tax professionals for guidance.

Best long term crypto FAQs

What is the best crypto to hold long term?

The best crypto to hold for the long term is one that you believe has strong fundamentals and growth potential. Bitcoin, Cardano, and Ethereum are three top picks for the best long term crypto to hold, with potential for substantial growth and innovation.

What is the best crypto to buy today for the long term?

The best crypto to buy today for the long term depends on your investment goals and risk tolerance. Consider projects with solid fundamentals, a clear vision, and potential for future adoption, and understand how Bitcoin drives the crypto market broadly before investing in any cryptocurrency.

Learn about the Bitcoin halving and other key factors that might impact crypto as a whole, and always take your own risk appetite into consideration before investing in any crypto, whether short or long term.

Which crypto has the most future?

Predicting which crypto has the most long term upside is a real challenge due to the rapidly evolving nature of the industry. There is no crystal ball to predict the price of any crypto. However, cryptocurrencies with strong use cases, technological innovation, and active development are more likely to succeed in the long run.

Be certain to conduct your own research and know the risks involved before undertaking any crypto activity. Know that this article is not investment advice but is meant to be a helpful guide for you to begin your research.

How do I store my long-term crypto investments securely?

To securely store your long-term crypto investments, we strongly encourage using a hardware wallet like Trezor or Ledger. These are physical devices designed to protect your private keys from online threats. Additionally, ensure you enable two-factor authentication on your accounts, use strong, unique passwords, and keep a secure backup of your recovery phrases in a safe place. Avoid storing large amounts of cryptocurrency on centralized exchanges, as they can be vulnerable to hacks and security breaches.

Why is it important to consider market capitalization when choosing a long-term crypto investment?

Market capitalization is a key factor when evaluating a long-term crypto investment because it provides a broader perspective on the project's overall value and growth potential. A cryptocurrency with a low market cap but strong fundamentals may have significant room for growth, offering potentially higher returns as it gains adoption. On the other hand, a high market cap might indicate a more established and stable investment, but with potentially slower growth.

It's crucial to look beyond just the unit price and assess the market cap to understand the true potential of a cryptocurrency over the long term. This approach helps you avoid "unit bias" and make more informed investment decisions.