How to Withdraw Money from Robinhood in 2026

Zac McClure
ByZac McClure, MBAReviewed byAlex MilesUpdated on February 20, 2026 · minute read
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  • To withdraw from Robinhood, simply log into your account and follow a few easy steps: open transfers and start a withdrawal.

  • Standard withdrawals are usually free. Instant withdrawals might have a fee.

Can you withdraw money from Robinhood?

Yes, you can withdraw money from Robinhood to your linked bank account once your cash is available. If you just sold an investment, you may need to wait for the trade to settle before moving the cash.

Pro tip: If your withdrawal doesn’t go through right after a sale, it probably means the trade hasn’t settled yet. The app is working as it should.

What are the requirements to withdraw money from Robinhood?

  • A verified Robinhood account (identity checks completed)

  • A linked bank account that Robinhood can use for transfers

  • Enough withdrawable cash (cash not tied up in pending activity, holds, or unsettled trades)

Pro tip: Link and verify your bank account before you need to make a withdrawal. Most withdrawal issues happen during the initial setup.

What are the withdrawal limits on Robinhood?

Robinhood has daily transfer limits that can vary depending on your account and the type of transfer. For standard bank transfers, your daily limit resets at 7 PM ET on business days. You’ll see your current limit during the transfer process.

Here’s a look at Robinhood withdrawal limits in table format.

Limit Type

Applies To

Where to Check

Reset Timing

Daily Withdrawal Limit

Standard Bank Transfers (Originated ACH)

Transfers Screen Before You Submit

Resets Each Business Day at 7 PM ET

Daily Limit

Instant Withdrawals

Transfers Screen Before You Submit

Shown In-App

Transaction Limits

Wires and Other Transfer Types

Transfer Flow

Shown In-App

Pro tip: If you need to move a large amount, keep the daily limit in mind. It’s often easier to split it into two transfers over two days than to send it all at once.

Does Robinhood charge fees for withdrawals?

Yes, Robinhood charges fees for some withdrawals. Standard bank withdrawals are usually free, but instant withdrawals may have a percentage fee. Outgoing wires have a flat fee.

Here’s a table showing typical Robinhood fees. Always check with the platform for current rates.

Withdrawal Method

Fee

What to Know

Standard Bank Transfer (ACH)

$0

Usually the Best Choice If You Can Wait

Instant Withdrawal

1.75% Fee (Min $1, Max $150 Per Transfer)

Faster, But the Fee Adds Up

Outgoing Wire Transfer

$25

Fee Is Deducted When You Send The Wire

How do I withdraw money from Robinhood on iOS?

Withdrawing money from Robinhood on iOS is similar to Android, but some menu options may look a bit different.

Step 1: Open Robinhood and go to your account

Tap the account icon to open your account page.

Step 2: Open transfers

Tap the menu, then choose Transfers.

Step 3: Start a withdrawal

Tap Transfer money, then choose to transfer from Robinhood to your linked bank.

Step 4: Enter the amount

Enter the amount you want to withdraw. If you notice a fee, you’re likely using the instant withdrawal option.

Step 5: Review and confirm

Check the destination bank, review the timing and any fees, and then submit your withdrawal.

Pro tip: To avoid fees, pick the standard bank transfer option if it’s available.

How do I withdraw money from Robinhood on Android?

The steps for Android are similar to those for iOS, though some menu labels may differ.

Step 1: Open Robinhood and go to your account

Open the app and tap the account icon.

Step 2: Open transfers

Tap the menu, then select Transfers.

Step 3: Start a withdrawal

Choose Transfer money and select your bank as the destination.

Step 4: Enter the amount

Enter the amount you want to withdraw, then choose standard or instant if both options are available.

Step 5: Review and submit

Check the bank, timing, and any fees, and then submit your withdrawal.

How do I withdraw money from Robinhood on desktop?

Withdrawing from Robinhood on desktop is similar to mobile, but you’ll use the website layout instead.

Step 1: Log in to Robinhood on the web

Sign in on a browser.

Step 2: Open transfers

Go to Transfers from your account area.

Step 3: Choose a withdrawal

Select the option to transfer money out to your linked bank.

Step 4: Enter the amount

Enter the amount, then check the withdrawal method and any fees before submitting.

Step 5: Confirm and submit

Submit your withdrawal and track its progress in your transfer history section.

How long does a Robinhood withdrawal take?

How long a withdrawal from Robinhood takes depends on your transfer method and bank. Standard bank transfers usually take a few business days. Instant withdrawals arrive faster but may involve a fee.

Pro tip: Watch out for weekends and bank holidays. If you need money by Monday, try not to make a withdrawal late on Friday.

Why can’t I withdraw money from Robinhood?

  • The cash is not withdrawable yet because a recent sale has not settled

  • You have a pending deposit, reversal risk, or a temporary hold on funds

  • You are trying to withdraw buying power instead of withdrawable cash

  • You hit your daily withdrawal limit

  • Your linked bank account is not verified, or the bank details do not match

Pro tip: If you’re not sure, check the “Withdrawable cash” amount in Transfers. That’s the main number to look at when making a withdrawal.

Buying power vs cash balance: what you can withdraw

Robinhood shows several “cash-like” numbers, but they mean different things. Buying power is for trading. Cash balance is the money in your account. Withdrawable cash is what you can transfer out right now.

Withdrawing from a Robinhood Gold account works the same way, but margin can make the numbers harder to follow.

Step 1: Check whether you are using margin

If margin is turned on, your buying power may include borrowed money. You can’t withdraw borrowed money.

Step 2: Find withdrawable cash

Go to Transfers and look specifically for withdrawable cash.

Step 3: Pick your withdrawal method

Choose the standard option to avoid fees, or pick instant if you need the money quickly and are okay with a fee.

Step 4: Enter an amount at or below withdrawable cash

If you try to withdraw more than your withdrawable cash, the transaction will not go through.

Step 5: Submit and track

Submit the transfer and monitor its status in your transfer history.

Tips to avoid delays when withdrawing money from Robinhood

Taking a few simple steps can help you avoid days of frustration. Here's a table with some key tips to avoid delays when withdrawing money from Robinhood.

Tip

Why It Helps

Avoid Withdrawing Immediately After Selling

Trades Need Time to Settle Before Cash Is Withdrawable

Use Standard Bank Transfers When You Can

They are Typically Free

Verify Your Bank Early

Fixing Bank Info Mid-Withdrawal Slows Everything Down

Do a Small Test Withdrawal

Confirms Your Bank Details Before a Bigger Move

Watch Cutoff Times

Limits and Counters Can Reset on a Schedule

Pro tip: If your daily limit resets at 7 PM ET for standard transfers, plan a larger withdrawal around that time instead of waiting another day.

Is it safe to withdraw money from Robinhood?

Yes, withdrawing money from Robinhood is generally safe if you protect your account and double-check the destination. The main risks are sending money to the wrong bank or falling for scams.

Pro tip: Turn on two-factor authentication before moving a large amount. It’s quick and helps prevent fraud.

How to withdraw money from Robinhood FAQs

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Zac McClure
Zac McClureCo-Founder & CEO at TokenTax
Zac co-founded TokenTax after his career in international finance and accounting at JPMorgan, Imprint Capital and Bain. He has worked in more than a half-dozen countries and received his MBA from the UPenn Wharton School.
Alex Miles
Reviewed byAlex MilesCo-Founder at TokenTax
Prior to TokenTax, Alex worked as a Product Designer at Dropbox and before that Readmill (acquired by Dropbox). He holds a BS in Digital Information Design - Interactive Media from Winthrop University.