Lowest Fee Crypto Exchange in 2025

Zac McClure
ByZac McClure, MBAReviewed byAlex MilesUpdated on July 16, 2025 · minute read
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  • We benchmarked numerous US‑accessible platforms on maker/taker rates, spread data, deposit and withdrawal costs, and any token or volume discounts. Binance.US and Robinhood top the list for rock‑bottom trading fees, while Kraken and Coinbase Advanced Trade get nods for deep‑volume rebates.

  • Ultra‑low exchange fees do not remove tax obligations. Capital gains apply, and trading costs are not deductible for most US investors. Accurate record‑keeping and TokenTax help keep surprises off your annual return.

Which crypto exchange has the lowest fee?

For pure spot trading, Binance.US leads at 0.10% or 0% on selected BTC pairs. If you value zero commission above everything, Robinhood’s no‑fee model is hard to beat, but remember its spreads average 0.40% on majors.

A tight fee schedule can save active traders thousands per year, so we audited numerous popular, US‑accessible platforms. We looked at maker/taker percentages, average bid–ask spread on BTC‑USD, ACH deposit and crypto withdrawal costs, and any tiered or token‑based discounts.

Crypto exchanges with low fees

  • Binance.US: flat 0.10% trading, zero‑fee BTC pairs

  • Robinhood Crypto: commission-free trades; independent trackers show BTC-USD spreads typically around 0.3%–0.4%

  • Kraken Pro: down to 0% maker / 0.10% taker above $10M monthly volume

  • Coinbase Advanced Trade: maker 0.40%, taker 0.60% for monthly volume up to 10,000 USD; rebates scale to maker 0%, taker 0.05% above 500 million USD

  • BYDFi: 0.10% spot, 0.02% / 0.06% futures

  • Bitstamp: 0% maker/taker for monthly volume below 1,000 USD, then 0.30% up to 10,000 USD; fee falls to 0% once volume exceeds 20,000,000 USD

  • KuCoin: 0.1% base, 20% off when paying fees in KCS

Fees by crypto exchange

Note that these fees are subject to change. Always check with the exchange for current details.

ExchangeMakerTakerToken / Volume DiscountNotes
Binance.US0.10%0.10%25% off with BNB; down to 0.02% maker at ≥ $1 BFree BTC‑USD, BTC‑USDT
Robinhood0%0%NoneSpread ≈ 0.32 % (30-day BTC median)
Kraken Pro0.16%0.26%As low as 0% / 0.10% at ≥ $10 MMargin interest from 0.01% per 4 hours
Coinbase Adv.0.15%0.25%Down to 0% / 0.04% at ≥ $500 MHigh ACH limits
BYDFi0.10%0.10%-10% with platform voucherSupports USDT futures
Bitstamp0.30%0.30%0% over $20 MOldest EU‑based exchange
KuCoin0.10%0.10%‑20% paying in KCS; VIP rebatesRequires self‑KYC for USD rails

What fees do crypto exchanges charge?

Here are the common fees you can expect from various crypto exchanges.

Trading fees

Percent‑based maker/taker or fixed spread models applied to every executed order.

Why trading fees matter

Even 0.10% each side can erase 10% of profit after 50 round trips in a choppy market.

Deposit fees

  • Fiat ACH or SEPA: usually free at Binance.US, Kraken, Coinbase.

  • Wire transfer: $10-$20 inbound at most platforms.

  • Crypto deposits: generally free; ERC‑20 tokens may require a smart‑contract surcharge at Bitstamp.

Withdrawal fees

  • Fiat ACH: free at Coinbase; $4 flat at Kraken.

  • Fiat wire: $15-$25 typical.

  • Crypto withdrawals: network fee only on Binance.US, KuCoin; fixed markup (e.g. 0.0005 BTC) on Bitstamp.

Interest, borrowing, and liquidation fees

Kraken margin interest starts at 0.01% per 4‑hour window; liquidation penalty adds 0.25% of the position notional.

Tips for lowering crypto exchange fees

  • Pay fees in the platform’s native token (BNB, KCS).

  • Use limit orders to earn maker rebates on pro tiers.

  • Consolidate volume on one venue to climb VIP ladders faster.

  • Withdraw in stablecoins on low‑cost networks like Polygon instead of ERC‑20 ETH.

Taxes and low‑fee crypto exchanges

Low fees reduce cost basis slightly but do not eliminate tax obligations. The IRS counts each trade as a disposition; maker rebates are income at FMV when credited. TokenTax imports CSV/API data from every exchange above, tracks fee deductions automatically, and produces Form 8949 and Schedule D in minutes.

Crypto exchange with lowest fees FAQs

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Zac McClure
Zac McClureCo-Founder & CEO at TokenTax
Zac co-founded TokenTax after his career in international finance and accounting at JPMorgan, Imprint Capital and Bain. He has worked in more than half-dozen countries and received his MBA from the UPenn Wharton School.
Alex Miles
Reviewed byAlex MilesCo-Founder at TokenTax
Prior to TokenTax, Alex worked as a Product Designer at Dropbox and before that Readmill (acquired by Dropbox). He holds a BS in Digital Information Design - Interactive Media from Winthrop University.

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