Lowest Fee Crypto Exchange in 2026

For spot trading on an order book, Binance.US has the lowest published rate at 0% maker and 0.02% taker in the states it serves. Robinhood charges no commission on its default routing, but it receives about $0.95 for every $100 traded within the spread, which is more than a 0.02% taker fee.

A fee that is 0.3 percentage points lower saves $300 for every $100,000 traded. The five platforms below serve US customers. They are compared on maker/taker rates, how each builds spread into its price, ACH deposit and crypto withdrawal costs, and tiered or token-based discounts.

Crypto exchanges with low fees

• Binance.US: 0% maker and 0.02% taker on spot pairs, 5% off when you pay fees in BNB

• Robinhood Crypto: no commission on default routing, with about $0.95 per $100 built into the spread; exchange routing charges 0.50% maker and 0.95% taker at the entry tier

• Kraken Pro: 0.40% maker / 0.80% taker at the entry tier, down to 0% maker / 0.10% taker at $10M or more in 30-day volume

• Coinbase Advanced: 0.50% maker / 0.90% taker at the US entry tier since September 16, 2026, down to 0% maker / 0.02% taker at the top VIP tier

• Bitstamp: 0.30% maker / 0.40% taker below $10,000 in 30-day volume, 0.20% / 0.30% from $10,000

Fees checked October 3, 2026. They change, so confirm current rates on each exchange's fee page.

Compare more platforms in Best USA Crypto Exchanges.

Trading fees

Percent-based maker/taker or fixed spread models applied to every executed order.

Fee math: at 0.10% per trade, 50 round trips (100 trades) cost about 10% of the money you trade.

Deposit fees

• Bank transfer (ACH): free at Binance.US and Kraken. Check Coinbase's current payment-method fees.

• Wire transfer: $0 inbound at Binance.US and Kraken. Your bank may charge to send.

• Crypto deposits: generally free.

Withdrawal fees

• Bank transfer (ACH): free at Binance.US and Kraken.

• Fiat wire withdrawal: $25 at Binance.US, $4 at Kraken (FedWire).

• Crypto withdrawals: Binance.US, Kraken, and Bitstamp show the fee before you confirm, and it varies by asset and network.

Interest, borrowing, and liquidation fees

Kraken margin rollover fees start at 0.01% per 4 hours on BTC and run 0.02% to 0.04% on most other assets. A forced liquidation adds a 2% fee.

• Pay fees in BNB on Binance.US for a 5% discount.

• Use limit orders to pay the lower maker fee.

• Consolidate volume on one venue to climb VIP ladders faster.

• Choose a low-cost network that both the exchange and your wallet support before withdrawing stablecoins. Sending to the wrong network can result in the loss of funds.

Trading fees are added to your cost basis when you buy crypto with dollars and subtracted from your proceeds when you sell, so they reduce your taxable gain. In a crypto-to-crypto swap, IRS regulations split the fee, with half reducing the proceeds of the coin you give up and the other half added to the basis of the coin you receive. A lower fee leaves more profit, and you still owe tax on it.

Selling crypto, swapping it for another coin, or spending it counts as a taxable disposition. Buying with dollars does not. The IRS has not issued specific guidance on exchange maker rebates, so ask a tax professional how to report one. TokenTax imports CSV/API data from every exchange above, builds your trading fees into cost basis and proceeds, and produces Form 8949 and Schedule D.