Tynisa (Ty) Gaines, EA
Tax Expert, TokenTax
Experience
Tynisa (Ty) Gaines, EA is a project manager and expert writer at TokenTax. She has more than 20 years of experience as a tax professional in settings ranging from retail offices to private EA/CPA firms. Licensed in both tax preparation and audit representation, she has published and been quoted about tax topics in many publications, including Reuters and The Hill. She has also written two tax e-books as well as a scholarly publication on cryptocurrency in the National Income Tax Book, and her work has been featured in Accounting Today. She is currently the Editor-in-Chief for the EA Journal.
Ty has also taught tax courses nationally for EAs and CPAs, Northern Virginia Community College, and the Virginia Tech Income Tax School. She has been interviewed by MarketWatch and has appeared on Barron's Live and the Newscast with Wolf Blitzer.
Ty earned a B.S. in industrial psychology from the University of Illinois and an MPA in public personnel management from Troy University.
Media
Publications
"The Challenges of Non-fungible Token Taxation," EA Journal, 2022.
Tax-ish: Teens 1.0
Tax-ish: Teens 2.0
Commentary
"Watch out for these tax red flags: crypto, investment losses and even gains," MarketWatch, 2023.
"Why this tax season is extra frustrating," CNN Business, 2022.
"Pandemic, Stimulus Checks Complicate Tax-Filing Season for Millions," The Hill, 2021
"Confusion Reigns as IRS Starts Issuing Coronavirus Payments," The Hill, 2020
"Tax Season Could Bring More Refund Confusion," The Hill, 2020
Interviews
Barron's Live, MarketWatch: How to Manage Your Investment Taxes, 22 February, 2023
The Newscast with Wolf Blitzer, CNN+, 31 March, 2022
WiB x TokenTax: Let's talk crypto tax basics, software, and more. Twitter Spaces with Women in Blockchain, 2022
Audio
Teaching Tax Flow Podcast - Digital Assets 101: What Every Taxpayer Needs to Know, May, 2025
The Enrolled Agent Advocate - Digital Assets, Crypto Tax, and EAs: Insights with Tynisa Gaines, May, 2025
Latest articles by Tynisa (Ty) Gaines
Crypto Leverage Trading Explained: How It Works and What You Owe in Taxes
July 13, 2026 — Crypto leverage trading amplifies your buying power and tax liability. Learn how leverage works, what exchanges offer it, and how the IRS taxes it.
Crypto Futures vs. Margin Trading: Tax Differences
July 13, 2026 — Futures and margin trading both use leverage, but the IRS taxes them differently. Learn about Section 1256, mark-to-market, funding rates, and capital gains.
France Crypto Tax Guide 2026
July 10, 2026 — How is crypto taxed in France in 2026? Learn the PFU rate, PVCT whole-portfolio cost basis, DGFiP reporting, Formulaire 2086, and foreign crypto account rules.
State-by-State Crypto Taxes: Where Investors Are Moving in 2026
July 7, 2026 — From Missouri's capital gains exemption to California's top 13.3% rate, find out which states crypto investors are fleeing and how to change your tax domicile.
Do Crypto Exchanges Send 1099-DA Forms? Coinbase, Kraken & Gemini
July 7, 2026 — Coinbase, Kraken, Gemini, and Binance US all send 1099-DA forms. Learn what’s on yours, why the numbers may look wrong, and how to file correctly.
Expats and Crypto Taxes: You Still Owe the IRS
July 7, 2026 — US citizens abroad may still owe IRS tax on crypto income and gains. Learn what FEIE covers, when the Foreign Tax Credit can help, and the forms you need.
5 Common Form 1099-DA Mistakes in 2026 — And How to Fix Them
April 15, 2026 — Got a 1099-DA that looks wrong? Missing cost basis, inflated proceeds, and transfer errors are common. Here’s how to spot them and file correctly.
Does Bybit Report to the IRS?
March 4, 2026 — Learn whether Bybit issues tax forms, how the IRS can track transactions regardless, and what US users must report for crypto tax purposes.
XRP Taxes: How to Report, Calculate, and Stay Compliant in 2026
April 6, 2026 — Understand how XRP taxes work in 2026. Quickly learn the IRS rules, reporting requirements, and how to calculate XRP gains or losses.
Year-End Crypto Tax Planning Tips for 2026
July 4, 2026 — Get smart with your crypto taxes before the year ends. Learn 2026 crypto tax tips, loss-harvesting, reporting strategies, and ways to reduce your bill.